Clear answers to common questions after a Wisconsin car accident.
Use these questions to prepare for a conversation with Karl Gebhard. They provide general information; the answers for your case depend on the facts, insurance and applicable law.
What should I do immediately after a crash?
Put safety first. Call 911 if someone needs emergency help, follow the responding authorities’ instructions and exchange the required information. If it is safe, preserve photographs and witness details. Wisconsin DOT provides official crash-reporting guidance.
What should I tell the police?
Give an accurate account of what you know. Do not guess about facts you did not observe. Keep the report number and explain any concern about an apparent factual error when you speak with your attorney.
Should I notify my own insurer?
Review your policy’s notice and cooperation requirements promptly. A legal consultation should not be used as a reason to miss a required report. Keep copies of what you send and ask about any request you do not understand.
What if the other driver’s insurer calls?
Keep the adjuster’s name, contact details and claim number. If you have an attorney, direct the inquiry to that attorney. Before providing a detailed recorded statement or signing documents, discuss the request and its consequences.
Should I give a recorded statement?
The answer depends on who is requesting it and the obligations under your policy. Tell your attorney about the request, including any deadline. Avoid guessing or giving an account that you know is inaccurate.
What if an insurer requests my medical records?
Medical evidence can be relevant to an injury claim, but the scope of a records authorization matters. Have the request reviewed so you understand what information is being sought and why.
What if the other driver has no insurance?
Your own uninsured motorist coverage may be relevant to a bodily injury claim. Coverage terms and claim requirements still matter. The Wisconsin insurance commissioner’s auto insurance FAQs explain uninsured and underinsured motorist coverage.
What if the other driver leaves the scene?
Report the incident to law enforcement and preserve any vehicle description, plate information, video or witness details you can safely obtain. Do not pursue the other vehicle. Ask your insurer and attorney about applicable coverage and reporting requirements.
What are Wisconsin’s minimum insurance requirements?
The Wisconsin DOT maintains the current minimum insurance requirements. Minimum limits are not a prediction of what a particular claim will be worth or what coverage will be available. Bring your policy declarations to the consultation.
What if fault is disputed or I may share responsibility?
Tell Karl what happened, including facts that concern you. Responsibility should be evaluated from the evidence and applicable law. A dispute does not settle the legal question, and this website cannot determine your share of fault.
Why does the crash report matter?
It can identify drivers, vehicles, insurers, witnesses and the investigating officer’s observations. It is one part of the available evidence. Bring the report if you have it, or bring the report number.
Who pays to repair my car?
That depends on coverage, responsibility and the handling of the property-damage claim. Keep photographs, estimates, towing bills and insurer correspondence. The Wisconsin consumer auto insurance guide is a useful starting point for general coverage questions.
What should I do with repair estimates?
Keep the estimates, photographs and final repair invoices. Share them with your attorney and follow applicable claim requirements. Record any disagreement about the damage or the proposed payment.
Will insurance pay for a rental car?
Rental reimbursement depends on the circumstances and coverage. Ask the insurer to explain any authorization, daily limit and end date in writing before assuming the entire rental cost will be paid.
What if I am still receiving medical treatment?
You can call the office while treatment continues. Your healthcare providers should guide your medical care. Keep the office informed of developments so the evaluation can account for the information available.
Who pays the medical bills?
Different insurance coverages and reimbursement obligations may be involved. Bring the bills, explanations of benefits and related letters to your consultation. Do not assume that a liability claim means bills will be paid immediately.
What if the insurer disputes my injury?
Keep the denial or explanation and the supporting records. Karl can review the stated reason, the medical documentation and the circumstances of the crash to discuss what additional evidence may be needed.
What if the injury has a lasting effect?
Tell Karl about your providers’ findings and the effect on work and daily life. Avoid relying on a website to predict your recovery. The legal evaluation should consider documented limitations and the available evidence about future needs.
Can missed work be part of the claim?
Lost earnings may be relevant to a personal injury claim. Keep pay records, time-off information and documentation of work restrictions. Whether a loss is recoverable depends on the facts and law.
Can an injured passenger ask for a case evaluation?
Yes. Explain which vehicle you occupied and who was involved. The office can review the potential parties, insurance and circumstances without assuming that one driver is automatically responsible.
What if someone died in the crash?
Call the office to discuss a potential wrongful death claim. Who can bring a claim, the available remedies and estate-related questions depend on the circumstances.
How long do I have to bring a claim?
Contact an attorney promptly. Deadlines and notice requirements can vary, and some are much shorter than a general personal injury deadline. The State Bar of Wisconsin’s guide explains why individualized advice matters.
How much is my case worth?
There is no reliable answer from a short online description. Responsibility, medical evidence, documented losses and insurance can all affect the evaluation. Karl can discuss the relevant factors after reviewing your situation; no result can be promised.
What does a consultation cost?
The initial personal injury case evaluation is free. If the firm agrees to represent you, ask the office to explain the written fee agreement and the handling of case costs before proceeding.
What should I bring, and how do I get started?
Bring what you have: the crash report, photographs, insurance letters, treatment information and missed-work records. You do not need every document before calling (414) 873-6550. Learn more about working with Karl after a car accident.
Let’s talk about what happened
Call (414) 873-6550 or request a free case evaluation. The office will explain the next steps and discuss fees and case costs before representation begins.
General information only. Contacting the office does not create an attorney-client relationship. Please do not send confidential case details through the website.
